Thursday, November 26, 2015

Single Home Buyers and Tiny Houses

Tiny House Design Plans for Single Home Buyers

HouseIt can be difficult for a single person to buy a house. With the rising cost of housing, it has become increasingly difficult. Fewer and fewer single people have been able to make the leap from renting to owning. Until now!

If you are willing to compromise (in a good way) on the amount of living space, you can own your home.

Over a number of years, there has been a growing trend towards living tiny. There are numerous benefits to buying or building a little house that both single people, married people, and families have realized.

There is a holiday special with great savings you may want to take a look at.
Builder Bundle Blitz Sale

The pros far outweigh the cons.

Cons:

  • The living area is small; in some cases, much tinier than traditional homes.
  • * Some locations have restrictions on the size of houses allowed in certain areas. You’ll need to research the rules and regulations for your location of choice. There may be some restrictions when it comes to small houses.

Pros:

  • The cost of living is less than what it costs in a large traditional home. When there is less space to maintain (heat in the winter, cooling in the summer), the utility costs are less.
  • The cost of buying or building a very small home is less than what it costs to buy or construct a large home. You would be able to completely own your home (no mortgage) much faster.
  • You have more choices for location of your house. *
  • You have the option to build on a foundation or on-wheels so that you can move anytime you want, anywhere you want. You could even take your house with you on a vacation.
  • As the cost of living is considerably less than what you accustomed to, you will have more money to enjoy life. You’ll be able to afford more and nicer vacations. You’ll have more money to save for education, retirement, or the things you love to do on a regular basis.
  • Small houses take very little time to tidy and clean. That means you’ll have more time to enjoy life instead of spending hours cleaning your house.
  • A small house doesn’t require a large lot unless that is what you would like. As with inside the house, when there is less area to maintain, it takes less time for upkeep leaving you more time for what matters.

All this means that the option of tiny houses is the best decision for any single person, married person, couples or small families. There is much more to life than the cost of expensive home ownership.

These days there are many more tiny house design plans and tiny home builders than there were a few years ago. You can find designs that are very simple to luxurious and elaborate designs that rival the luxury found in larger homes.

Before buying or building, you’ll need to decide on what you need and what you want in your home. Many of the storage and living options are built into these types of homes. The reason for that is the need to make the most efficient use of the living area.

Think about the square footage that you will need to live comfortably and happily. When we say tiny, that usually means a place that is 500 square feet or smaller.

When discussing modest housing options, it could include a very small condo or apartment that is a viable option, but you would not have the outdoor space that you would with a tiny stand-alone home that you own.

The point of owning and living in a tiny house is perfect for investment purposes, saving money, saving time, and enjoying life.


http://affordablehousingdesigns.com/the-latest/single-home-buyers-and-tiny-houses/ Joanne

Wednesday, November 25, 2015

Stay At Home Parent and An Affordable Home

How To Be A Stay At Home Parent

ChildIt’s not often these days for one parent to have the ability to stay at home with the children. More often than not, the family can’t afford to do without the second income. That is because of the cost of living. The cost of a mortgage or rent, the utilities and incidentals, and the cost of food adds up. We all got to have a place to live and have food on the table.

Many parents would love to be able to stay home while their kids are young. They would love to be there to witness all the momentous events and occasions. Unfortunately, too many parents miss out on the “firsts”; watching them grow and learn.

More often than not, the parents have no idea how to make it happen. How one of them can afford to become a stay at home parent, so nothing changes and no one is content with life as it is.

What if I told you it is possible?

The first thing you need to do is determine what you can afford on one salary. Start with your biggest expense and work on the plan from there.

A mortgage on a large traditional house usually takes up a good chunk of take-home pay. Lowering your mortgage payment would go a long way to easing the demand on expenses.

Consider downsizing from a large house to a small or tiny house. You will be amazed at how that one decision creates a snowball effect to reduce most of the other expenses your household incurs.

A tiny house doesn’t have to be simple. There are many plans to choose from or you could design your own tiny house to suit your exact needs.

Think about it like this, a tiny house is equivalent to an affordable home.

  • When you live in a small house, there is less square footage to heat and cool. That means considerably reduced utility costs.
  • The cost of insurance would also be less.
  • Your property tax would reduce because your house is not as large.
  • Your cost of living is reduced therefore you don’t need as much income coming in.
  • Also, you may also have more money to pay down and pay off any debts you may have.

In short, you save money with:

  • A reduced or non-existent mortgage.
  • Lower utility costs.
  • Fewer insurance fees.
  • Reduced property tax.

If you have owned your home for awhile, you may have enough equity in the house to buy a tiny house outright – meaning, no mortgage!

Also, when one parent stays at home instead of working, you’ll save money on:

  • Transportation costs – fuel and parking expenses.
  • Extras – breakfasts, lunches, coffee, gifts for co-workers, dining out or bringing home supper.
  • Luxuries – cut back or eliminate things like a manicure, a pedicure, hair highlights, a massage, and the maximum amount of cell/text messaging minutes.
  • Coupons – you could help cut the expenses of food and accessories by using coupons. One coupon on its own may not help much but when you add up all the pennies from all the coupons, it can add up to considerable savings.
  • Childcare – Childcare is expensive. Probably at the top of your expenses list.

By reducing all these expenses, you will have eliminated a good portion (perhaps all) of the need for the second income.

Making adjustments to your expenses could mean the difference between following your dream of living in an affordable home and staying home with your kids or having two incomes and not enjoying life with your children while you can.


http://affordablehousingdesigns.com/the-latest/stay-at-home-parent-and-an-affordable-home/ Joanne

Tuesday, November 24, 2015

Black Friday Tiny House Builder Bundle

Tiny House Workshop Building Sale

Tiny House Workshop Bundle Sale

Tumbleweed has joined the Black Friday sale with a
Tiny House Workshop Builder Bundle Blitz promotion.

The huge sale starts on Friday, November 24 and runs through until midnight (EST) on Monday, November 30, 2015.

The Black Friday special includes:

With the purchase of a Dream Big, Go Tiny workshop ticket, you’ll get the following:

A FREE How-To DV.
A FREE DIY Stair Plans.

Better yet, the workshop ticket price was put on sale over a month ago and they are carrying that sale forward with this offer.

For this week only, you’ll get the workshop at the sale price of $279 (the regular price is $399), plus the DVD and stair plans for free!

The total value of this sales package is $485,
but your price will be $279.


http://affordablehousingdesigns.com/the-latest/specials/black-friday-tiny-house-builder-bundle/ Joanne

Monday, November 16, 2015

Magazine Issue #35

35th Issue of Tiny House Magazine

Issue35The latest issue of tiny house magazine has been published.

As always, it is full of great information and images.

This issue is a 81 pages long with lots of great articles.

You should get it within a few minutes of placing your order.

Place your order here.


http://affordablehousingdesigns.com/the-latest/magazine-issue-35/ Joanne

Wednesday, November 11, 2015

Emergency Preparedness

Are You Prepared For An Emergency?

Emergency KitI know that this article is a little off-topic for affordable housing designs but it is a subject that applies to everyone no matter if they live in a big house or a small house. A disaster is not discriminate; it can strike anywhere at anytime.

We have all heard about the damage that is done from tornados, hurricanes, earthquakes, tropical storms, and more. We all know it can happen to anyone, at anytime. Few of us are prepared for the aftermath of a disaster if it strikes where we live.

I’ve often thought we should have an emergency kit and emergency food supplies set aside…just in case. We usually have food that doesn’t need an appliance to prepare which would last for a few days so I was never really worried about food. But what about first aid, water, and food that would last beyond a few days?

Now that we’re no longer traveling full-time in our RV and have a home, we need to get a kit together. This is especially true because we live in an area that is prone to earthquakes.

What if we are unable to get to a store?
What if amenities that we are used to going to on a daily (or every few days) for supplies were closed?

So, I started looking into how a preparedness kit is made. I had no idea where to start.
What do we need in the kit?
How do we keep the food from spoiling?
How can we store food so that would last more than a few days?

In my research, I came across a few businesses that are specific to those needs which makes things much easier to build a food preparedness kit.

I was impressed with one of these company’s. Augason Farms has managed to take a natural food source and make it so that it will be available long-term. I thought I’d share this find with you so you would have a good source for an emergency food kit too.

The following is a partial description from their dehydrated carrots:

Total Servings: 29 per can
Can Size: Large, institutional size can with lid
Net Weight: 2 lb 6 oz
Shelf Life-Unopened: Up to 25 years*
Shelf Life-Opened: Up to one year*

That is exactly what I was looking for. Something that I could place into an emergency preparedness kit and keep it there without the need to change it on a regular basis.


http://affordablehousingdesigns.com/the-latest/emergency-preparedness/ Joanne

Friday, November 6, 2015

Tiny House Workshops Sale

Tiny House Workshop Sale Price

Tumbleweed currently has all of their workshops that are scheduled from December 2015 going forward into 2016, ON SALE. There are 24 days left to register for any of the following tiny house workshops for the sale price of $279.00 (the regular price is $399.00).

Click Here for the sale page.

The majority of these workshops are located in the USA; there are a few scheduled in Canada.

The locations and dates that are on sale are:

Austin, TX
Colorado Springs, CO
Madison, WI
Sacramento, CA
Boston, MA
Raleigh, NC
Vancouver, BC
Orlando, FL
Washington, DC
Phoenix, AZ
Minneapolis, MN
Boulder, CO
Berkeley, CA
Jersey City, NJ
Seattle, WA
Nashville, TN
San Diego, CA
Dallas, TX
Colorado Springs, CO
Toronto, ON
Chicago, IL
Santa Cruz, CA
Boston, MA
Atlanta, GA
Santa Fe, NM
Portland, OR
Los Angeles, CA
Salt Lake City, UT
Ann Arbor, MI
Charlotte, NC
Philadelphia, PA
January 16 – 17, 2016
January 23 – 24, 2016
January 30 – 31, 2016
February 6 – 7, 2016
February 20 – 21, 2016
February 27 – 28, 2016
March 5 – 6, 2016
March 12 – 13, 2016
March 19 – 20, 2016
April 2 – 3, 2016
April 16 – 17, 2016
April 30 – May 1, 2016
May 14 – 15, 2016
May 21 – 22, 2016
June 4 – 5, 2016
June 11 – 12, 2016
June 25 – 26, 2016
July 9 – 10, 2016
July 16 – 17, 2016
July 23 – 24, 2016
July 30 – 31, 2016
August 20 – 21, 2016
August 27 – 28, 2016
September 10 – 11, 2016
September 17 – 18, 2016
September 24 – 25, 2016
October 1 – 2, 2016
October 8 – 9, 2016
October 15 – 16, 2016
November 12 – 13, 2016
November 19 – 20, 2016

These are all the workshops that are currently scheduled for the remainder of 2015 and all of 2016. They are all available for you to register at a discounted price but the sale price will end at the end of this month (November 2015).


http://affordablehousingdesigns.com/the-latest/specials/tiny-house-workshops-sale/ Joanne

Sunday, November 1, 2015

Partially Finished House For Sale

Partially Finished Tiny House Sale

Tiny Brantford HouseHere is a partially finished 160 square foot tiny house that is for sale. It is located in Brantford, Ontario, Canada.

Included in the sale:

One loft bedroom.
One bathroom.
Two propane heaters
Water tank with gravity fed hoses and rough in for a water pump.
LED lighting powered by a battery.
Two doors.
Insulated.
Laminate flooring.
Full loft that connects each side of the house.
Upgraded suspension. Dexter E-Z flex equalizer suspension.
New radial tires, axels, and rims.

The finishing touches can be completed to your liking:

Exterior siding.
Interior plumbing.
Interior Drywall.
Bathtub, shower, and toilet.
Electrical panel.

Click here to see more about the Brantford house for sale.

The owners plans to move to another province and live in the house fell through. He no longer needs the house and has it for sale.

The asking price is $7500.00.

He’s willing to throw a brand new whirlpool counter top propane gas grill into the deal.

This is the perfect opportunity for you to buy a partially completed house and finish it with what you like. It’ll save you time and money. Most of the basics are done which gives you a great head-start.

See other tiny listing houses for sale here.


http://affordablehousingdesigns.com/the-latest/for-sale/partially-finished-house-for-sale/ Joanne